Fixed Loans

A fixed-rate mortgage provides a stable interest rate and monthly payment throughout the loan term, offering predictability and ease of budgeting. Loan terms typically range from 10 to 30 years, with the 30-year term being the most common. Shorter terms like 15 or 20 years result in lower total interest paid but may require higher monthly payments

30-year fixed-rate: This is the most common mortgage term, offering lower monthly payments but higher total interest paid over the life of the loan.

15-year fixed-rate: This option has a lower interest rate and builds equity faster, but requires higher monthly payments

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Benefits of

Fixed Loans

  • 3% minimum down payment required on purchase
  • Minimum credit score - usually 620
  • Post- bankruptcy: can qualify after 4 years
  • Post-foreclosure: can qualify after 7 years
  • Post-short-sale: Can Qualify after 2 years (LTV restrictions may apply)


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Our Process

All you have to get started is to go through some basic steps in less than 5 minutes, and boom, you are good to go!

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Serving these states and their major metropolitan areas:

California: • Anaheim • Bakersfield • Chula Vista • Fresno • Irvine • Long Beach • Los Angeles • Modesto • Oakland • Riverside • Sacramento • San Diego • San Francisco • San Jose • Stockton

Florida: • Cape Coral • Coral Springs • Fort Lauderdale • Gainesville • Hialeah • Hollywood • Jacksonville • Miami • Miramar • Orlando • Pembroke Pines • Port St. Lucie • St. Petersburg • Tallahassee • Tampa

Illinois:Aurora • Bloomington • Champaign • Cicero • Decatur • Chicago • Evanston • ElginJolietNapervillePeoriaQuad CitiesRockfordSpringfield • Waukegan

Oregon: • Albany • Beaverton • Bend • Corvallis • Eugene • Grants Pass • Gresham • Hillsboro • Lake Oswego • Medford • Portland • Salem • Springfield • Tigard • Oregon City

Washington:Bellevue • Bellingham • EverettFederal WayKent • Kirkland • RentonSeattleSpokaneSpokane ValleyTacomaVancouver • Olympia • Redmond • Yakima