SBA Loans with Green Tree Lending

At Green Tree Lending, we offer Small Business Administration (SBA) loans to help current business owners and aspiring entrepreneurs secure the funding they need to grow and thrive. Whether you're expanding your business or starting a new venture, SBA loans provide flexible options with competitive terms.

What is an SBA Loan?

An SBA loan is a financing option backed by the U.S. Small Business Administration, designed to help small businesses secure funding with lower down payments and flexible qualification criteria. SBA loans can be used for various purposes, including working capital, business expansion, and purchasing commercial properties or equipment.

Who Can Benefit from SBA Loans?

SBA loans are ideal for a wide range of small businesses, such as:

  • Hotels, restaurants, and hospitality businesses

  • Retail stores, grocers, and service-based companies

  • Small manufacturers and industrial businesses

  • Healthcare providers and clinics

  • Agricultural and farming operations

  • Trade and mechanical service businesses

SBA Loan Options

Green Tree Lending offers two main SBA loan programs to meet your business needs:

SBA 7(a) Loans


SBA 7(a) loans are designed to provide both short- and long-term financing, with loan amounts up to $5 million. These loans can be used for:

• Working capital and inventory purchases
• Refinancing business debt
• Acquiring equipment, furniture, and supplies
• Purchasing commercial properties and land
• Renovating or expanding business properties
• Acquiring or expanding an existing business
Terms range from up to 10 years for working capital, equipment, and inventory, to 25 years for real estate purchases.

SBA 504 Loans


SBA 504 loans offer long-term, fixed-rate financing of up to $5 million for larger investments in fixed assets such as:

• Purchasing commercial real estate or land
• Building, renovating, or expanding facilities
• Acquiring long-term machinery and equipment

These loans offer repayment terms of 10, 20, or 25 years.



How to Apply for an SBA Loan

To apply for an SBA loan, businesses typically need to meet the following criteria:

• A solid credit history
• A low debt-to-income ratio
• Business records showing at least two years of operation
• A comprehensive business plan


Our team at Green Tree Lending will guide you through the process, ensuring that you have the best chance of securing the funding you need.

Choose

Green Tree Lending for Your SBA Loan

Green Tree Lending is committed to supporting local businesses with personalized service and fast decision-making. Our team of experienced loan officers takes pride in offering expert guidance throughout the loan process. We provide competitive rates, flexible terms, and dedicated support to help your business succeed.
If you’re ready to grow your business with an SBA loan, Green Tree Lending is here to help. Contact us today to discuss your options, or begin your application online.